Current Rates

Fremont recognizes your savings needs will change over time and provides a family of FDIC insured deposit accounts. From these, you may select the account(s) best suited for your savings needs now, tomorrow, and next year.

Review our account details at your convenience and if you have any questions an experienced, caring staff member is just a phone call away at 1-800-FREMONT. Or, you may visit a local branch to obtain additional information and guidance. We're here to serve you.

Rates effective 05/05/2008 supersede any previous rate update. Annual Percentage Yield (APY) assumes principal and interest remain in the account for one year. Deposit insured by the FDIC up to the maximum allowed. Please see Deposit Products for account details.

For more information or to open a new account, call 1-800-FREMONT (1-800-373-6668).

Money Market

Savings

Certificate of Deposit

IRA

Signature Money Market - View Detail

Balance	Rate	APY
$1 - $24,999	1.00	1.01
$25,000 - $49,999	3.25	3.30
$50,000 - $74,999	3.54	3.60
$75,000 - $99,999	3.54	3.60
$100,000 - $249,999	3.54	3.60
$250,000 or More	3.54	3.60

Minimum opening balance is $10,000. Fees can reduce earnings. Interest rate and Annual Percentage Yield (APY) are variable and may change after account is opened.

The Apple Indexed Money Market Deposit - View Detail

Balance	6-Month CD National Avg*	Additional Interest	Apple Interest Rate	Apple APY
Up to $24,999	1.93	0.01	1.92	1.94
$25,000 - $74,999	1.93	0.15	2.06	2.08
$75,000 - $99,999	1.93	0.25	2.16	2.18
$100,000 - $149,999	1.93	0.35	2.25	2.28
$150,000 or more	1.93	0.45	2.35	2.38

Minimum opening balance is $10,000. Fees can reduce earnings. Interest rate and Annual Percentage Yield (APY) are variable and may change weekly after account is opened. *6-Month CD National Average APY compiled by Informa Research Services, Inc. , Calabasas, CA as of 04/29/2008. The index is an average of the top 50 banks and thrift holding companies by deposit, available at 1800Fremont.com. National Average APY is subject to change weekly. Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed. **Additional interest is the amount we add to the 6-Month CD National Average APY to determine The Apple APY. Additional interest may be increased at any time. Additional interest may be decreased on on the first calendar day of each month. ***The Apple APY is based on the National Average APY plus additional interest.

Money Market Deposit - View Detail

Balance	Rate	APY
$1 - $9,999	1.73	1.75
$10,000 - $24,999	2.18	2.20
$25,000 - $74,999	2.18	2.20
$75,000 or More	2.47	2.50

Minimum opening balance is $1,000. Fees can reduce earnings. Interest rate and Annual Percentage Yield (APY) are variable and may change after account is opened.