CD Interest Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). Just enter the required information and we will calculate your Annual Percentage Yield (APY) and ending balance assuming no withdrawals. Click on the "Calculate" button to see a detailed schedule of your CD's balance and interest earned. Calculation is based on a 30 day month and is for illustrative purposes only.

The starting balance for your CD.
The total number of months for this CD to mature.
The published interest rate for this CD. Make sure to enter the actual interest rate, not the Annual Percentage Yield (APY).

Calculation assumes daily compounding.