Privacy Policy Notice
At Fremont, keeping customer information secure is a high priority for all of us. We hope this notice helps you understand how we collect, handle, and disclose personal information about you. In order to provide our customers with financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Fremont employees for collection, use, retention, and security of nonpublic personal information.
The Fremont family of companies listed below is providing this Privacy Policy to you. This Policy applies only to individuals who obtain or request a financial product or service from us for personal, family or household purposes.
Information We Collect
We collect nonpublic personal information about you from the following sources:
- From you, on forms, by telephone or personal interviews. Examples of this type of information include your name, address, social security number, credit history and other financial information.
- From transactions with us, our affiliates or with others. For example, your payment histories, account balances and other transaction records.
- From credit reporting agencies, such as information relating to your creditworthiness, your credit score and credit usage.
- From third parties to verify information you have given us.
Information We May Disclose
We may share all the information we collect about our customers and former customers as described on the reverse side within our family of companies, all of which are financial institutions. We may also share nonpublic personal information about our customers with third parties outside of our family as permitted by law. This includes sharing as follows:
- To provide you with the products and services you requested.
- To comply with reporting and other legal requirements.
- To otherwise conduct business.
You do not need to take any action to "opt out" of the disclosure of your nonpublic personal information since we do not disclose this information, except as permitted by law.
We also may share all the information that we collect about our customers and former customers as described above to companies that perform marketing services on our behalf.
Protecting Customer Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Other Matters
We may revise this Privacy Policy notice at any time and will give you notice if then required by law.
This Privacy Policy applies to the following Fremont companies: Fremont Investment & Loan, Fremont Mortgage (New Jersey only), FGC Commercial Mortgage Finance (New Jersey only), Fremont General Credit Corporation.